Category Archives: HOA Board

outdoor patio

Staying Safe in Common Areas 

Some of the more appealing aspects of living in a rental unit or condo association are the amenity areas including: walking paths, the pool, tennis courts, a fitness room, or entertaining areas. Many associations pride themselves on the well-maintained and impeccably cleaned common areas that are provided to the people living within the community. 

These common areas provide hours of entertainment, exercise, and places to socialize with neighbors and friends. These locations are often areas where community members can share news, celebrate, and enjoy time together. 

Unfortunately, just like in any city or suburb, community members should practice good safety protocols. Let’s review a few so you and the people within your community can stay safe this season. 

swimming poolSwimming Safety 

Swimming is such great exercise and can provide hours of entertainment for family members of all ages. Remember to follow safety guidelines that are clearly displayed in pool and hot tub areas. Avoid swimming alone and keep gates and doors locked so children can not accidentally wander into the pool area. 

Walking Paths

Just like it is not wise to swim alone in case of emergency, walking alone, no matter how safe the walking paths are, is never advised. Try to always walk with a friend and wear clothing that is easily seen, especially if you are walking at night. 

Property management specialists should attempt to make the paths clear of debris and as well lit as is possible. Trips and falls can be avoided with walkway lighting and well-maintained paved paths. 

fitness center man working out

Fitness Rooms 

Getting in a good workout after work is a great perk of living within a community. The amenity of a fitness room is a much sought after perk. 

To stay safe in this area, we suggest going with a friend and wiping down all equipment after you have used it. Be sure to follow the guidelines of equipment use so you do not get injured and keep access to the facility closed to non-community members. 

Entertaining Areas 

Many rental units and community associations provide outdoor entertaining areas with grilling access and fire pit use. Remember to always follow the rules to using the open flame in your entertaining area and be sure that the embers are completely out before leaving after your use. 

Clean up after you have used the area and alert the management if there are hazards like a grill in need of repair, gas tank that needs to be filled, or glass from broken bottles.

As community members remember that we are all aiming for the same thing, a clean and safe environment in which to live. For more articles on safety and common areas, check out our website or articles on our Facebook page

condo building

What Renters Need to Know About Insurance 

There are more renters today than at any other time over the past 50 years. According to United States Census data reported by Pew Research, the numbers show the increases in both rental units and homes for rent have increased greatly. Young people in their 20s and 30s are still generally the largest group that are renting, but numbers show that seniors are also beginning to see the benefits of renting. 

landscaping condo area

Why Rent? 

Renters are increasing in number for several reasons. The struggle to qualify for a bank loan for a mortgage has gotten more difficult, especially recently with the unemployment numbers skyrocketing. Renting may be one of the only options for young people who are saving money to make a down payment. Other renters point to amenities, the neighborhood, lease terms, and unit sizes as reasons they continue to rent. 

Rent and Insurance

Aside from enjoying amenities, better neighborhoods, and convenient lease terms, many renters enjoy that much of the responsibility of maintaining the dwelling falls to the landlord, including insurance for the structure itself.

The landlord’s insurance, however, does not extend to a renter’s personal belongings such as appliances they brought to the dwelling, clothing, electronic devices, furnishings, and personal keepsakes. A fire, flood, storm, smoke damage, or break in could damage an apartment or rental house. While the landlord would be responsible for the structural repairs and renovations, the individual renter would need to replace or repair their own property within the unit. This could be extremely costly especially after a catastrophe. 

Since the landlord or property management company is not responsible for the renter’s possessions, many people who rent choose to purchase renters’ insurance

landscaping condo area

What is Covered in Renter’s Insurance? 

Standard renter’s insurance covers not only the possessions in the renter’s unit, but also covers a renter’s liability in the event that a visitor is injured on the premises. That means that not only are your furnishings and expensive electronics covered, but if a friend trips and falls in your unit, your renter’s insurance can cover the medical bills. 

By adding renter’s insurance to your already existing car or personal insurance policy, you will then be protected at home whether something occurs that falls to the responsibility of the landlord or if it is something you will be financially responsible for. 

For more articles on insurance, check out our website or articles on our Facebook page

 

fitness center man working out

Common Problems in Common Areas 

As community members, we love our common areas. These areas in any condominium association tend to be the amenities we cherish so much such as the walkways, tennis courts, fitness centers, pool areas, entertaining/fire pit areas, and gardens. Unfortunately, with every common area there are some pretty typical problems, especially in a community living situation. 

conference room

Cleaning Up 

Common areas are meant to be used by all who live in the condo association. It may also be permissible for these areas to be used by unit owner’s and their guests, depending upon the HOA rules in your association. 

While sharing these spaces makes it nice for all to enjoy the amenities, it also means that cleaning up should be done by all. Usually every association allows for an outside vendor to complete regular cleanings either weekly or bi weekly for trash and general cleaning. However, the day-to-day cleaning should be done by those who use the spaces. For instance, if you head to the pool, tennis courts, or fitness area, be sure to carry out any trash that you brought in. Put items back where you found them and tidy up the space you used. 

Locking Up 

If your community has a key or coded entry for each amenity and common area, you will want to make sure that once you have used the area, that you lock the location. This means that homeowners should ensure that no people outside the community can gain access to common areas without permission. It is actually a safety measure that can ensure the protection of all who live in the community. Your HOA may have specific rules about when each common area can be accessed and what the lock up procedures are for each area. Please try to follow those. 

man with finger to mouth

Noise Level 

Noise ordinances vary from community to community. Check with your association about what your obligations are in regard to having music, entertainment, or loud parties in any common areas in your community. The rules may designate hours when music or guests are permitted, or it may mention distinct noise levels. A general rule to follow is to check with neighbors and others who are using the common area if the noise level is acceptable. 

Pet Problems

In addition to dealing with clean up, locking up, and handling the general noise level, every community member should be sensitive to the rules of common areas when it comes to pets. Review whether they are allowed in common areas and if they are what rules apply. For instance, does Fido need to be on a leash, is there a designated time that permits pets on walking paths, or are there specific guidelines for your community? Check with your HOSA before you allow your pet into a common area. 

For more articles on common areas and issues that may arise in your community, check out our website or articles on our Facebook page.

Boston Condos

Tips on Living in a Condo Community 

Have you just recently purchased a unit in a condo association? Congratulations! You will love the ease of living, the amenities, and the value! Now that you are in your own unit, you will need to acclimate to this unique living environment. Here are a few tips in case you are new to condo living. 

Read the Governing Documents 

Even before you sign the Purchase and Sale Agreement (P&S) for your unit, you should read the governing documents of your homeowners association (HOA). These documents will tell you what the rules, policies, and procedures are for your community. The docs will give you a good idea of what your community living will be like. They will also give you more information about who to contact on the HOA board should an issue arise within your condo, in a common area, or with one of your neighbors. 

urban condo

Attend HOA Meetings 

Not all homeowners associations have monthly meetings, but there is usually at least an annual meeting to discuss major repairs, issues, and elections of the executive board. Be sure to attend the annual meetings, if not other meetings as well. These meetings, while not all that exciting, will give you a say in what rules, improvements, repairs, and overall budgeting will be like. 

Meet Your Neighbors 

Make every effort to introduce yourself to your immediate neighbors. Condo living is community living, so it is crucial to nurture friendly relations with the people in your condo section. Some communities have mixers, pot lucks, or community events that will help with breaking the ice. 

white picket fence

Get All Community Access Codes or Keys 

One of the best parts of living in a condo community is the access to amenities that you otherwise would not be able to afford. For example, many condo communities have a pool, fitness room, entertaining areas both indoor and out, fire pits, tennis courts, and walking paths. When you initially move in, be sure you have the keys or access codes that will allow for your use of these areas. Don’t forget to find out if there are specific hours of operation for these areas or rules that you should be aware of. 

One of the easiest ways to get in on the happenings of your community is to opt in for community emails or newsletters. This may be the best way to stay on top of events, community outings, and improvements that may be occurring in your area. 

Do you need help adjusting to your condo community? Drop us a line in the comments or contact us for more information. 

condo living room

Condo Insurance Explained 

If you are considering buying a condo unit for the ease of maintenance, the quick commute to the city, or the great amenities that come with the association, you are not alone. Many people of all ages choose condo living because they don’t want to devote their free time to upkeep, but they love the “extras” that come with the unit, like a pool, fitness room, or tennis courts. 

It is true that condo living is very unique and can make life a little more simple in the long run. There are some distinct differences, however, that make condo living a little more complex than single residence living. For example, insurance for condo living is broken into two main areas: the individual unit insurance and the master insurance for the entire complex. 

Let’s examine the differences between these two types and why you will need to have both should you decide to invest in a condo. 

condo livingroom

Master Condo Insurance 

The master insurance is usually an insurance that is paid to the homeowners association which provides insurance to the complex as a whole. The items that are covered under this type of insurance generally include: damage, repairs, or improvements needed to the outside of the building such as the roof, siding, common areas, and amenities, as well as liability insurance for injuries that happen to a person while on the community property. 

outside of a condo

Individual Unit Insurance

Aside from insurance that covers issues with the exterior of your building and community at large, you will need to investigate and purchase individual unit insurance. Unlike the insurance that goes to the homeowners association (HOA) to repair or improve exterior areas, this type protects the items within your unit. 

For example, should a calamity occur in your unit, like a theft, fire, water damage, or other event, your possessions will be covered. This would include your furnishings, clothing, electronics, technology, and, in some cases, your appliances. 

According to experts at NerdWallet, “If your HOA has what’s known as an ‘all-in’ HOA policy, it typically will cover all the original items built into your place, like cabinetry, lighting and other fixtures, plus things such as plumbing and wiring. However, if the HOA has what’s called a ‘bare walls’ HOA policy, it’s up to you to insure everything in your living space besides the walls, floor and ceiling.”

There are other advantages to having individual unit insurance in addition to HOA insurance. Individual insurance for your unit will cover liability should someone get injured within your condo. Another way it can help is if your unit has been damaged due to an accident, your insurance may cover your living expenses should you be unable to continue to live in the condo during repairs. Lastly, if repairs to a common area are exorbitant, your individual unit insurance may need to kick in where deficits exist. 

Do you need help understanding the differences and significance of master insurance vs. individual insurance? Drop us a line in the comments or contact us for more information. 

 

man in a mask

How Your HOA Board Can Stay Informed on the Latest Covid-19 Information 

Homeowners associations are an integral part of the smooth running of any condo association. They manage the financial and physical aspects of the community as well as maintain protocols to keep everyone safe. 

In the past, those protocols probably included property access security protocols, vendor screening, and parking/driving rules. Now HOAs need to be concerned about the recent pandemic and keep all who live in the community safe from an outbreak. 

To do this is no easy task considering the social distancing and personal protective gear that is expected. How can your HOA stay informed and keep community members informed? Here are a few ideas using technology and some creativity. 

boards in conference room

Board Meetings 

Given the need for social distancing, boards may no longer be able to meet in person for important staff meetings. HOA boards have started using technology to “meet” as a group. Technology such as Google Meet aka Google Hangouts, Skype for Business, or GoToMeeting have helped keep HOA Board members connected during this time. This allows for a safe share of community information. 

If your HOA board continues to meet virtually, it will be much easier to stay in-the-know while the situation changes day to day. Depending upon the size of your HOA board, this method of communication may be the best way to keep the community safe. 

Keeping Community Informed

One of the main jobs of an executive HOA board during a crisis such as this pandemic is to keep all of the unit owners and residents informed of changes in the daily running of the community.  

To this end, boards are using technology such as email blasts, text messaging, and notices at mailboxes that can tell residents about steps that are being taken to keep everyone safe. 

These email blasts are a good place to remind community members about common areas that may be closed due to social distancing such as fitness centers, pools, and playgrounds. It is also a good place to inform community members how common areas such as hallways and elevators are being disinfected. 

Community members may also be interested to know where the board stands regarding vendors such as groundskeepers, delivery personnel, and repairmen visiting the property. This can all be covered in weekly emails. 

scales of justice

Rule Adjustments 

Given the spread of this virus, many HOA boards may choose to adjust rules for the common areas. Many associations are requiring that residents use face masks and gloves when in common areas. Depending on the logistics of your community, rules may be set for common areas, parking lots, and designated smoking areas. 

How is your association board handling the pandemic? Keeping board members and community members informed should be the top priority of condo boards. Use these techniques to keep your community informed of this ever changing pandemic. 

 

landscaped garden

Benefits of Landscaping & Property Maintenance

Picture it. You turn the corner into your association and you are greeted by flowering shrubs, grass that is freshly mowed, and parking lots that are swept and newly lined. Each of these things can lend themselves to an aesthetically pleasing environment. There are, however, many benefits to having the landscaping completed by your association. 

landscaped homeLifestyle Benefits 

Other than people who truly love gardening and tinkering in the yard, landscaping tends to be a tedious chore that homeowners look forward to “checking off” on their list of things to do every weekend. For many, it can take hours of manpower, and even cost a pretty penny to buy all the equipment to keep your lawn, shrubs, trees, and flowers looking beautiful every week during the spring, summer, and fall. 

Living in a community that provides the landscaping, both in terms of lawn maintenance in the spring and summer and snow plowing during the winters months, can be both a time saver and a cost effective benefit of community living. 

landscaped birch trees Aesthetic Benefit 

Along with the time and cost savings, community landscaping can be a major advantage to the overall aesthetic to any association. Usually associations contract with third party vendors who have the proper equipment and landscaping professionals who can keep your community looking professionally landscaped all year. 

Arborists, mowers, and gardeners can keep your association environment looking clean, manicured, and brightly blooming! The aesthetic benefit can be a mood booster and can make you truly love living in your condo association. 

If you love seeing the flowering plantings and trimmed bushes without any of the work, you know what it feels like to live in a well manicured community. 

Lower Liability 

Landscapers usually handle both the organic areas of a community as well as the hardscapes.  This means that your walkways, parking areas, and pavers will be kept spotless and in good working condition. Walkways and parking lots are often areas where liability claims come into play with slips and falls or uneven pavers causing hazardous conditions. Using a third party vendor to clean, edge, and repair these areas can mean that their insurance and the Master insurance of the condo association will cover any personal liability in this area. 

What do you love most about the landscaping in your community. Drop us a line in the comments or visit our Facebook page.

 

condo

What You Should Know About Condo Life Before You Buy 

If you are in the market for a home in the area, you may have found that single home prices are beyond your grasp at this time. You may have also discovered that buying into a condo association may be your best shot at owning rather than renting. 

A condo community has many financial and lifestyle advantages that you may be able to capitalize on depending upon your situation. Keep in mind, however, that condo living isn’t for everyone. Here’s a quick breakdown of what you need to know about the advantages and disadvantages of living in a community, before you sign on the dotted line. 

condo floorplanThe Advantages to Condo Living

Living in a condo community opens up some advantages to homeownership that aren’t available in other living situations. If you want to own, but you don’t want the hassle of all the maintenance and upkeep that a single home would require, then condo living may be perfect for you. 

Generally, part of your monthly condo fee includes all outside landscaping including mowing, landscaping, and clean up. It also includes seasonal plowing, shoveling, and raking. Think of all the weekend hours you free up by not having to take care of these chores! 

Another perk of living in an association is access to amenities that are offered. These may include a fitness room, pool, tennis courts, walking paths, and entertaining/common rooms. These are areas that you can use for your own enjoyment. 

In addition to these pluses, there is the benefit of a built-in social network in any condo community. This is especially important if your community is designated a senior living community or carries any other designation according to age or interests. 

condo spaceThe Disadvantages 

While we love community living, the concept is not for everyone. You must be willing to live in an area where your neighbors may be fairly close by. This means living with community rules as well as using common sense to be respectful of everyone’s privacy and living situations. 

Some rules may not impact your life but others may greatly affect you. For instance, there may be rules about noise ordinances, pets, parking, and visitors. Be sure to check the bylaws before you decide to buy a condo to make sure the regulations are something you can live with. 

There are also cohabitation issues that you may need to deal with. For instance, if your neighbor works the night shift and expects quiet during the day, you may need to work out some compromises. For most people, these little instances do not deter them from the freedom of living in a condo association. 

Do you love living in your condo? Why? Drop us a line in the comments below or on our Facebook page

 

cars in parking lot

Is Parking a Problem in Your Association? 

How does your condo association handle parking? Does everyone have an assigned space or is it first-come-first-served? What are the rules about commercial vehicles or visitors? 

If you are looking for the most common hot-button issue in any association, look no further than the parking lot. Questions often arise about where parking is prohibited, parking etiquette, abandoned vehicles, and commercial vehicles. 

Before we begin examining these parking lot disputes, it is important to note that each state differs in its laws and restrictions regarding parking, especially when the parking area is within a city’s limits. The Covenants, Conditions, and Restrictions (CC&Rs), or the ruling documents in an association may include restrictions on types of vehicles that may be parked in the community. It is always wise to get to know these rules before buying into any community. It’s also the best document to consult when in the midst of a parking lot dispute. 

What questions, comments, and criticisms are most common when dealing with parking lots? There are quite a few that can become sticky situations. Here are just a few that we have seen over the years. 

parking spot 3 Parking Locations

Depending upon the community, there are different rules that dictate where owners can park their cars. In some communities, owners are assigned specific spots for their cars, and possibly for any visitors, they may have. Other communities have an open lot where owners may park anywhere. And still, others may actually have individual driveways for each unit. So, you can see the regulations would vary greatly. 

Disputes may arise that a neighbor may be parked in the wrong spot or even in the wrong lot. In cases like this, which are fairly commonplace, a reminder can usually solve the problem. For multiple infractions, a board member may need to intervene and remind the community members of the regulations. 

Parking locations can become a bit hairy when bad weather sets in for the winter or when plowing is being done. Parking spots may be numbered but hard to see due to salt or snow coverage. In these cases, a little patience and flexibility can go a long way to dealing with parking issues.

Prohibited Vehicles 

Most associations also have rules about certain types of vehicles that are not permitted. This could include larger vehicles like an RV, trailer, or camper. It could also include commercial vehicles with signage. 

The idea behind regulating what types of vehicles are allowed is really designed to protect the beauty of the neighborhood and maintain a standard appearance for all properties. It is a good idea to consult the governing documents to see if there is an area of the community where these vehicles are permitted if that is your field of business. 

commercial trucksAbandoned Vehicles 

To avoid having vehicles parked for extended amounts of time, many communities have rules about parking in a particular spot for longer than a specified amount of time, which could be 24 hours or something similar. The basis for this rule ensures that there are no abandoned vehicles in a lot. 

Does your community have parking issues? How do you deal with them? Drop a comment below or check out our Facebook page for other common disputes in associations. 

 

The Responsibilities of HOA Board Members 

Many people love living in associations because they get the full benefits of using amenities such as swimming pools, fitness rooms, tennis courts, and entertainment areas without the responsibility of the upkeep. Homeowner associations can not function, however, without the dedication of a group that keeps everything running smoothly known as the HOA Board of Directors or Board Members. 

In order for communities that are governed by HOAs to thrive and maintain a well manicured and secure area, the board members must take on certain tasks. If you are considering running for your community’s board you will want some guidelines of what the responsibilities are and what open positions are available. Let’s take a look at both of these aspects of HOA Executive Boards. 

What Is an HOA Board of Directors?

Almost all community developments have an HOA board of directors. Commonly the board of directors is an elected position by the other members of your community. The members bear the responsibility to operate, repair, replace, and maintain the development’s common areas, such as parks and clubhouses, owned in common by all the development’s home owners. 

Typically the Boards of Directors are non-profit entities that operate only within the confines of a community. 

Positions on an Association Board 

The number of board members usually varies from about three to seven. The bylaws of each association may determine the actual number so be sure to read your governing documents before you consider taking an active role. 

The positions are similar to any corporate business, and is usually run as such with Roberts Rules of Order, motions, and laws governing the running of meetings and communicating with other association members as to what has been voted on and passed. 

Usually the leadership positions on a board of directors take the main titles of: 

  • President
  • Vice-President
  • Secretary
  • Treasurer
  • And general board members

The Role of a Homeowners’ Association Board of Directors

There are three general responsibilities of association boards. These include maintaining common areas, managing budgets/fiscal responsibilities, and enforcing/complying with governing documents. Within each of these categories are many tasks. 

For example, managing the budgets could include handling the money paid monthly as association dues to complete general maintenance like snow plowing or landscaping. But it also includes budgeting and planning for capital improvements like installing fencing, a new pool deck, or roofing replacements. 

You will notice that maintaining the common areas could include: hallways, entryways or even the amenities such as the pool, fitness center, tennis courts, or any entertaining areas that are open to all association members. This includes making sure that the rules for these areas are followed and that any complaints are dealt with in a timely and respectful manner. 

Are you considering running for election to your association board? Follow our blogs on our site or contact Thayer Associates on our contact page or call us at (617) 354-6480